My heartfelt thanks to Adrienne, Ray, and all the other discussants who've taught me that:

1. You can break a curse by buying a counter-charm (perhaps a relevant ship type) after it bites. (Next time I hit a 2nd or 3rd storm in a row I'm going to try selling and buying back my Neverstorm Pendant!)

2. The order of items that add and multiply Bank and/or Moneylender T interest also matters.

3. Some items are identifiable before you buy them. See especially Need Listing & Info of Abilities and ...